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Here's what you need to know about soft pull credit cards and which issuers offer them.

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The result of an application is mostly based on your credit score, although other factors are.

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Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Many across the world use debit cards to access their money for payments and withdrawals easily. Many banks offer credit cards with great benefits for travelers. That's why many people rely on debit cards for shopping convenience. There are various ways to pay when shopping or sending money to friends and family in the modern age.

These cards have been in existence since the 1970s.

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